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PF Posts

5 differences between being broke and being poor

Hey babes! Welcome back to the blog. Today, I’m sharing five things that I believe are the difference between someone who is broke and someone who is poor. The perspective here is that both situations are a mentality and…

PF Posts

5 ways to recession proof your finances

There’s no way to completely mitigate all financial risk during a recession. All of us working adults have bills, and many of us have kids. So long as there is expense, there is risk. The current “illness” scare (which…

PF Posts

Use your tax refund to pay off debt in 2020.

I used to use my tax refund as regular income, paying bills, buying food, ordering personal items on my wish list. Every year I look back and think how many “windfalls” I’ve squandered and how I could’ve been much better…

PF Posts

The gap. (That no one talks about)

Frustration kills me every time someone learns I’m “taking time off” from college to pay back money I owe. The reply is always “you didn’t get financial aid”? Or “why don’t you apply for financial aid”?  YES. I have…

PF Posts

How to make a budget for college

If you’ve read my post “the mindset you need to have for college (when you’re broke af)” , this is part 2. I’m going to explain the main points in more detail. First, go ahead and read that post…

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